California Low-Cost Auto Program Expanded to El Centro

California Insurance Commissioner Poizner has expanded the state's Low Cost Automobile Insurance program to El Centro, Calif., in his aim to give residents an affordable automobile insurance option.

Motorists active after allowance can accept their agent registrations suspended, annulled or revoked by the Department of Motor Vehicles beneath SB 1500, which became able Jan. 1, 2006, as allotment of legislation advised to abate the accident of bread-and-butter losses abiding as the aftereffect of collisions involving uninsured motorists.

The low cost auto insurance program provides eligible good drivers with auto liability coverage, currently for under $400 a year. In Imperial County, an LCA policy costs $161 per year. Since its inception, approximately 45,000 LCA policies have been issued statewide. In Imperial County, 128 policies have been issued since the LCA program was made available there in 2006. Program policies are issued by California licensed insurers and the program is administered by the California Automobile Assigned Risk Plan.

The California Low Cost Automobile Insurance Program is not subsidized by taxpayers. The program is self-sustaining. Rates are set in each county so that premiums are sufficient to cover losses and expenses in each county.